Chiefs’ Playoff Hopes Hinge on Final Four Games After Overtime Win Over Colts

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Trenton Calloway 29 November 2025

After a gritty 23-20 overtime win over the Indianapolis Colts in Week 12, the Kansas City Chiefs are staring down a make-or-break stretch that could define their 2025 season. Their playoff probability sits at 61% according to the New York Times NFL playoff simulator and ESPN’s Football Power Index — a sharp rebound from just weeks ago, when their chances dipped below 50%. But here’s the thing: this isn’t just about momentum. It’s about precision. One slip-up, and the path narrows dramatically.

The Tightrope Walk: One Loss, Many Outcomes

Host Jackson Durham of Chiefs Report by Chat Sports broke it down in a November 26 YouTube episode: win all four remaining games? That’s a 96% shot at the playoffs. But lose just once? The numbers don’t lie — and they’re brutal in their specificity.

A loss in Week 13 against the Dallas Cowboys drops them to 79%. Lose in Week 14 or 15? That’s a 68% chance — a precipitous fall. Even a loss in Week 16 against the Tennessee Titans still leaves them with 78%, oddly enough, because of how the AFC’s middle tier is collapsing. The twist? The Titans are 1-10. This isn’t about them. It’s about who else wins — and who doesn’t.

The Schedule: A Gauntlet of Contradictions

The Chiefs’ final four games read like a playoff pressure test:

  • Thursday, Nov. 27: @ Dallas Cowboys (6-5-1), 4:30 p.m. ET — Thanksgiving Day, national spotlight, Dak Prescott back from injury.
  • Sunday, Dec. 7: vs. Houston Texans (6-5), 8:20 p.m. ET — Night game at Arrowhead, potential AFC West rival tiebreaker implications.
  • Sunday, Dec. 14: vs. Los Angeles Chargers (7-4), 1:00 p.m. ET — A battle for seeding, and maybe the last time Justin Herbert plays in Kansas City.
  • Sunday, Dec. 21: @ Tennessee Titans (1-10), 1:00 p.m. ET — The easiest win on paper. But don’t be fooled.
  • Thursday, Dec. 25: vs. Denver Broncos (9-2), 8:15 p.m. ET — Christmas Day, primetime, a top-tier opponent.
  • Sunday, Jan. 4, 2026: @ Las Vegas Raiders (2-9), TBD — The meaningless game? Maybe. Unless it’s a tiebreaker decider.

It’s not just the opponents. It’s the timing. The Broncos are 9-2. The Chargers are 7-4. The Cowboys are fighting for their own playoff life. And the Titans? They’re 1-10 — but they’ve beaten the Chiefs before. In 2023. In Arrowhead. In overtime. That’s the kind of memory that haunts a locker room.

From Near-Impossible to Just Possible

From Near-Impossible to Just Possible

Remember that Arrowhead Pride article from late October? The one titled, “Missing the postseason is a real possibility”? That was the moment Kansas City fans collectively held their breath. For the first time that season, their playoff odds slipped below 50%. It wasn’t just a stat — it felt like a warning.

Now? The narrative flipped. The win over Indianapolis wasn’t just a win. It was a lifeline. And Jackson Durham put it bluntly: “An 11% rise just from beating Dallas? That’s not a boost. That’s a mandate.”

The New York Times NFL playoff simulator doesn’t guess. It simulates 20,000 seasons. It factors in strength of schedule, injury reports, historical trends, even weather probabilities. And it says: if you win out, you’re almost certainly in. But if you lose? You’re gambling — with your legacy.

What’s at Stake Beyond the Playoffs

This isn’t just about making the postseason. It’s about seeding. Home-field advantage. Avoiding the Buffalo Bills in the first round. Keeping Patrick Mahomes healthy. Avoiding the chaos of a wild-card round in January. The Chiefs haven’t missed the playoffs since 2019. That streak is on the line. And so is their reputation as the AFC’s most consistent powerhouse.

Meanwhile, the Playoff Status LLC model — which assumes every unplayed game is won or lost — confirms the same trend: the Chiefs’ path is narrower than it looks. One loss, and they’re suddenly fighting for a wild card spot against teams like the Cincinnati Bengals and Cleveland Browns, who are surging.

What’s Next? The Clock Is Ticking

What’s Next? The Clock Is Ticking

Thursday night. Dallas. Thanksgiving. The whole country’s watching. A win here doesn’t just improve their odds — it changes the narrative. It silences the doubters. It turns “possible” into “probable.”

But if they lose? The pressure doesn’t disappear. It multiplies. The Chargers game becomes a must-win. The Broncos game becomes a trap. And suddenly, the season that started with Super Bowl expectations feels like it’s slipping through their fingers.

Frequently Asked Questions

How likely are the Chiefs to make the playoffs if they lose one game?

It depends entirely on when they lose. A Week 13 loss to Dallas drops them to 79%, while a Week 14 or 15 loss knocks them to 68% — the lowest point in their playoff trajectory. Even a loss in Week 16 still leaves them at 78%, because the Titans are so weak. But losing twice? That drops them below 50% again. Timing is everything.

Why does the New York Times simulator matter more than other models?

The New York Times NFL playoff simulator uses 20,000 simulated seasons, factoring in strength of schedule, home-field advantage, injury trends, and even weather. It’s not just a guess — it’s data journalism at its most rigorous. ESPN’s FPI is close, but the Times model has consistently outperformed others in accuracy over the past five seasons.

What’s the worst-case scenario for the Chiefs?

Lose to Dallas, then lose again to the Chargers or Broncos. That’s a death sentence. Even with a win over Tennessee, two losses would likely leave them out of the top six in the AFC, forcing them into a wild-card game against a 9-8 team — and no team has won a playoff game on the road as the 7th seed since 2021. Their window is closing fast.

Could the Chiefs still miss the playoffs despite a 10-7 record?

Absolutely. The AFC is a bloodbath. If the Bills, Chiefs, Bengals, Browns, and Ravens all finish 10-7, tiebreakers — head-to-head, division record, common opponents — will decide who gets in. Kansas City’s division record is shaky. They’ve already lost to the Chargers and Raiders. A 10-7 record doesn’t guarantee anything anymore.

Why is the Thanksgiving game against Dallas so critical?

It’s the first domino. A win here pushes their probability to 72% — and gives them breathing room. A loss? They’re suddenly in a three-team race with the Chargers and Browns for the final wild card. Plus, Dallas is playing for their own playoff life. This isn’t just a game — it’s a playoff elimination match in November.

Has any team with a 6-5 record after 11 games made the playoffs in recent years?

Yes — and often. In 2022, the Los Angeles Chargers were 6-5 after 11 games and made it as the 6th seed. In 2021, the Tampa Bay Buccaneers were 6-5 and went on to win the Super Bowl. History says it’s possible. But it requires winning 70% of your remaining games — and the Chiefs don’t have much margin for error.